If you want to earn more interest without putting your funds at risk, a certificate of deposit might be the perfect choice:

• Certificates are a safe and secure investment because they are FDIC-insured.

• Earn competitive yields, while choosing your own term.

• Consider a strategy called laddering for a consistent return on your certificate.

  Product Features
  Minimum Opening Deposit	$1,000.00
  Term	Available terms include 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, or 60 months.
  Interest	Fixed, bank-determined rate. See the Consumer Deposit Rate Sheet for more details.
  Interest Payment	Interest is compounded monthly into your certificate.  You have an option to have interest paid monthly by check or have the interest transferred to your Community National Bank checking or savings account.
  Renewal	Automatic renewal.  You have a 10 day grace period. (10 calendar days) to make changes or withdrawals without penalty.  Interest accrues, but is not paid, during this grace period.
  Early Withdrawal	A penalty may be imposed for funds withdrawn before maturity.
  Internet Banking	Free.  All your account information at your fingertips, 24 hours per day, 7 days a week.
  Other Features	Use your certificate as security for loans with Community National Bank.

If you want to earn more interest without putting your funds at risk, a certificate of deposit might be the perfect choice:

• Certificates are a safe and secure investment because they are FDIC-insured.

• Earn competitive yields, while choosing your own term.

• Consider a strategy called laddering for a consistent return on your certificate.

  Product Features
  Minimum Opening Deposit	$1,000.00
  Term	Available terms include 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, or 60 months.
  Interest	Fixed, bank-determined rate. See the Consumer Deposit Rate Sheet for more details.
  Interest Payment	Interest is compounded monthly into your certificate.  You have an option to have interest paid monthly by check or have the interest transferred to your Community National Bank checking or savings account.
  Renewal	Automatic renewal.  You have a 10 day grace period. (10 calendar days) to make changes or withdrawals without penalty.  Interest accrues, but is not paid, during this grace period.
  Early Withdrawal	A penalty may be imposed for funds withdrawn before maturity.
  Internet Banking	Free.  All your account information at your fingertips, 24 hours per day, 7 days a week.
  Other Features	Use your certificate as security for loans with Community National Bank.