|
|
|
|
|
|
DEPOSIT RATES
Effective 12.30.08
All rates are subject to change without notice.
|
| |
| |
Minimum Balance to Open Account
|
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yields (APY) |
| Checking* |
| |
Advantage Plus |
$100 |
$0 |
.15% |
.15% |
| |
Premium Checking |
$500 |
$0 - $9,999.99 |
.15% |
.15% |
| $500 |
$10,000.00 - $49,999.99 |
.50% |
.50% |
| $500 |
$50,000.00 and Above |
.70% |
.70% |
| |
Portfolio Checking |
$1,000 |
$0 |
.50% |
.50% |
| |
Business Checking with Interest |
$100 |
$0 |
.15% |
.15% |
| |
| Savings* |
| |
| |
Regular Savings |
$100 |
$0 |
.15% |
.15% |
| |
Minor Savings |
$25 |
$0 |
.15% |
.15% |
| |
Money Market Savings |
$2500 |
$0 - $2,499.99 |
.15% |
.15% |
| |
|
$2500 |
$2,500.00 - $9,999.99 |
.75% |
.75% |
| |
|
$2500 |
$10,000.00 and Above |
1.25% |
1.26% |
| |
Money Market Select Savings |
$25,000 |
$0 - $24,999.99 |
.20% |
.20% |
| |
|
$25,000 |
$25,000.00 - $49,999.99 |
2.03% |
2.05% |
| |
|
$25,000 |
$50,000.00 - $99,999.99 |
2.35% |
2.38% |
| |
|
$25,000 |
$100,000.00 and Above |
2.65% |
2.68% |
| |
Platinum Savings-Consumer |
$15,000 |
$0 - $14,999.99 |
.15 |
.15 |
| |
|
$15,000 |
$15,000.00 - $49,999.99 |
1.25% |
1.26% |
| |
|
$15,000 |
$50,000.00 - $99,999.99 |
1.75% |
1.76% |
| |
|
$15,000 |
$100,000.00 and Above |
2.10% |
2.12% |
| |
Premium Savings-Business |
$10,000 |
$0 - $9,999.99 |
.15% |
.15% |
| |
|
$10,000 |
$10,000.00 - $99,999.99 |
1.25% |
1.26% |
| |
|
$10,000 |
$100,000.00 and Above |
1.60% |
1.61% |
|
*Variable rate – APY may change after account is opened.
|
|
| Certificate of Deposit Special |
| |
13 Month |
$10000 |
$10000 |
3.55% |
3.61% |
| |
12 Month Advantage CD |
$10000 |
$10000 |
3.50% |
3.56% |
| |
24 Month Advantage CD |
$10000 |
$10000 |
3.70% |
3.76% |
|
|
| Certificate of Deposit |
| |
3 Month |
$500 |
$500 |
2.25% |
2.27% |
| |
6 Month |
$500 |
$500 |
2.40% |
2.43% |
| |
12 Month |
$500 |
$500 |
2.55% |
2.58% |
| |
18 Month |
$500 |
$500 |
2.65% |
2.68% |
| |
24 Month |
$500 |
$500 |
2.75% |
2.78% |
| |
36 Month |
$500 |
$500 |
2.90% |
2.94% |
| |
48 Month |
$500 |
$500 |
2.95% |
2.99% |
| |
60 Month |
$500 |
$500 |
3.10% |
3.14% |
|
 |
|
|
|
Substantial penalty for early withdrawal.
Interest compounded monthly except for Regular and Minor Savings where interest is compounded quarterly. Fees could reduce earnings.
|
|
|
|